CFED produces an array of publications related to the Assets & Opportunity Scorecard. Get more information on local and state research and policy solutions and supplemental analysis of key Scorecard concepts and findings, such as foreclosure and its impact on net worth, wealth inequality, child asset poverty and education attainment disparity.
Local Assets & Opportunity Profiles
CFED’s Local Assets & Opportunity Profiles aim to fuel a local conversation about wealth, poverty and opportunity. They provide a data snapshot of the financial security of a municipality’s residents as well as an overview of local efforts to financially educate, empower and protect residents.
Six Ways to Start Building Financial Security and Opportunity at the Local Level (Published: January 2013)
In recent years, many cities have begun to focus on parlaying residents’ income through job creation and job training strategies into savings and durable assets. To explore options available to cities large and small for engaging in asset-building strategies, CFED and National League of Cities published Taking the First Step: Six Ways to Start Building Financial Security and Opportunity at the Local Level.
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State-Level Stroke of a Pen Guide (Published: September 2011)
In a weak economy, with high unemployment and shrinking services, constituents are hungry for some “good news” about what policymakers are doing to improve constituents’ economic prospects. This report provides two dozen examples of positive steps government can take to help constituents – more and more of whom are facing financial insecurity – weather a bad economy.
2010 Progress on the 12 Scorecard Policy Priorities (Published: September 2010)
In 2010, CFED collected data on state policy changes that occurred, or for which data became available, after July 2009. This Special Report assesses the policy progress that states have made on each of the 12 Policy Priorities since then.
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Household Financial Security Framework (Published: December 2010)
In order to help families move up the economic ladder, we need a clear understanding of the many factors that contribute to either building up or eroding the financial security of households, and how these factors are related to each other. CFED created the Household Financial Security Framework to illustrate – from a household’s perspective – what it really takes to build financial security over time.
Upside Down: America’s $400 Billion Federal Asset-Building Budget (Published: September 2010)
Upside Down: America’s $400 Billion Federal Asset-Building Budget, is an investigation into federal expenditures aimed at encouraging savings and investment. Among the most compelling findings included in the report is that of the nearly $400 billion spent by the federal government in 2009, most funds went toward tax breaks.
The Financial Security of Households with Children (Published: May 2010)
In this report, CFED analyzed data on net worth and asset poverty for households with children 18 years old and younger by race, income and gender and, where relevant, as compared to total households. The data highlight the economic condition of households with children in the years leading up to the financial crisis, and show that even before the current recession, families were on shaky ground financially.
Net Worth, Wealth Inequality and Homeownership during the Bubble Years (Published: September 2008)
This report examines changes in net worth and the role that homeownership played in household wealth at the onset of the current credit crisis. It includes analysis of changes in net worth, wealth inequality, home equity and homeownership during the housing bubble years and at the start of the foreclosure crisis. The data in this report tell a story of uneven and inequitable changes in financial security, with low‐ and moderate‐income households being hit the hardest.
Integrating Financial Empowerment Strategies into Housing and Homelessness Prevention Programs (Published: August 2012)
As the face of those at risk of homelessness changes, so too must the response. This guide explores the options that exist for these responses, and how financial empowerment strategies can be incorporated into the broad slate of programs offered by housing programs and homelessness prevention programs.
Getting a Head Start on Financial Security (Published: July 2012)
The federal Head Start program provides quality early childhood education and other supports to children in low-income families living at or below the federal poverty line. This guide examines a range of strategies that stakeholders in both the Head Start community and the asset-building community can undertake to link Head Start families, children and teachers with opportunities to build assets and strengthen their overall household financial security.
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