In today’s economy, more jobs require that applicants have at least an Associate’s degree. Those with a college degree earn significantly more and accumulate more wealth over time than those with less education. Many students, however, rely on thousands of dollars in student loans to afford postsecondary education, and these loans can be a challenge to pay back. States can provide adequate funding for financial aid to improve overall college attendance. The national average for financial aid is $686 per undergraduate. States should ideally exceed that amount. To increase the number of low- and moderate-income students who attend college, states can ensure that aid is targeted to those who need it most. The national average for the percentage of state financial aid that is need-based is 75%. States should ideally exceed this percentage.